As at October 31, 2025

Trust Private Wealth Management Income & Growth Profile

Investor Series (NBC3)

Category: Canadian Fixed Income Balanced

Investment Objective

Provide income and moderate capital appreciation over the long-term. It aims to deliver on its objective by investing in a portfolio comprised primarily of fixed-income securities and preferred and common shares of Canadian and foreign companies.

Fund Details:

Investment horizon

At least 3 years

Fund volatility

Low

Distribution Frequency:

Monthly

Assets Under Management ($M):

$4,429.4

Inception Date:

December 1, 2016

Benchmark Index:

Morningstar Canada Liquid Bond TR CAD (55%)

Morningstar Canada Large-Mid GR CAD (13,5%)

Morningstar US Large Cap TR CAD (18%)

Morningstar Developped Markets ex North America GR CAD (9%)

Morningstar Emerging Markets Large-Mid GR CAD (4,5%)

MER:

0.53%

TER:

-

Portfolio Manager:

National Bank Trust Inc.

Portfolio Asset Mix (% of Net Assets)

Fixed Income 48.27%
Canadian Equities 12.71%
Global Equities 28.63%
Tactical Balanced 10.39%

Funds

Category Min Target Target Max Target Actual
Fixed Income 45.00% 50.00% 65.00% 48.27%
Canadian Equities 6.00% 11.00% 26.00% 12.71%
Global Equities 19.00% 29.00% 39.00% 28.63%
Tactical Balanced 5.00% 10.00% 15.00% 10.39%

Calendar Returns (%)

YTD 2024 2023 2022 2021 2020 2019
Investor Series 10.03 11.21 11.05 -9.77 10.10 9.01 13.38

Annualized Returns (%)

Regulations restrict the presentation of performance figures until a fund reaches its one-year anniversary.

Fixed Income Market (%) Volatility MER TER Trailing 1 M 3 M 6 M 1 Y 3 Y 5 Y 10 Y Incp.
NBI Canadian Bond Private Portfolio 10.87 Low 0.18 0.00 0.51 0.68 3.13 2.66 5.11 5.79 0.44 2.15 2.14
NBI Canadian Fixed Income Private Portfolio 12.84 Low - - - - - - - - - - -
NBI Corporate Bond Private Portfolio 7.99 Low 0.17 0.00 0.51 0.67 2.61 3.53 6.67 7.87 2.37 3.60 3.60
NBI Non-Traditional Fixed Income Private Portfolio 16.56 Low to medium 0.92 0.04 0.51 0.35 2.02 5.04 5.52 7.50 3.20 3.03 3.02
Canadian Equities Market (%) Volatility MER TER Trailing 1 M 3 M 6 M 1 Y 3 Y 5 Y 10 Y Incp.
NBI Canadian Equity Private Portfolio 4.45 Medium 0.40 0.05 0.51 0.27 6.30 15.51 21.26 16.71 17.97 9.62 9.62
NBI Canadian High Conviction Equity Private Portfolio 4.43 Medium 0.40 0.14 0.51 0.71 10.48 21.53 26.78 18.74 19.53 11.57 11.57
NBI Sustainable Canadian Equity Fund 3.83 Medium 0.39 - - -0.40 -2.62 1.92 11.00 15.00 - - 11.11
Global Equities Market (%) Volatility MER TER Trailing 1 M 3 M 6 M 1 Y 3 Y 5 Y 10 Y Incp.
NBI Active International Equity Fund 1.32 Medium - - - - - - - - - - -
NBI Diversified Emerging Markets Equity Fund 4.46 Medium 1.21 0.37 0.51 3.84 16.13 31.99 32.73 20.88 8.71 9.48 9.47
NBI Global Equity Markets Private Portfolio 7.20 Medium - - - - - - - - - - -
NBI Global Small Cap Fund 1.29 Medium to high - - - - - - - - - - -
NBI International High Conviction Equity Private Portfolio 1.39 Medium 0.52 0.03 0.51 2.66 8.17 8.03 7.66 17.14 9.99 10.44 10.44
NBI SmartData International Equity Fund 2.75 Medium 0.52 0.09 0.51 1.89 10.95 17.11 28.71 23.96 - - 12.67
NBI Sustainable Global Equity Fund 0.70 Medium 0.58 - - 1.75 5.44 17.62 7.10 13.41 - - 4.57
NBI U.S. Equity Private Portfolio 7.52 Medium 0.52 0.05 0.51 1.90 5.86 22.97 17.73 22.03 19.01 17.61 17.61
NBI U.S. High Conviction Equity Private Portfolio 2.00 Medium 0.52 0.01 0.51 -0.01 4.85 13.71 9.45 16.03 14.89 14.87 14.86
Tactical Balanced Market (%) Volatility MER TER Trailing 1 M 3 M 6 M 1 Y 3 Y 5 Y 10 Y Incp.
NBI Tactical Asset Allocation Fund 10.39 Low to medium 0.46 0.00 0.51 1.78 8.37 14.42 15.77 11.07 7.77 - 7.13
Portfolio Market (%) Volatility MER TER Trailing 1 M 3 M 6 M 1 Y 3 Y 5 Y 10 Y Incp.
Portfolio Low 0.53 - - 1.05 4.90 9.64 11.63 11.64 7.52 6.32 6.31

As at October 31, 2025

Trust Private Wealth Management Income & Growth Profile

Investor Series (NBC3)

Category: Canadian Fixed Income Balanced

Disclosure