Opus Balanced Fund NBI

Investment Objective

To produce long term capital appreciation by investing in Canadian and/or foreign fixed-income and equity securities.

Fund Details

Investment horizon

At least 5 year

Fund volatility

Medium

Minimum Initial Investment:

Subsequent Investment:

Systematic Investment:

Distribution Frequency:

Quarterly

Assets Under Management ($M):

$847.5

Price per Unit:

$20.26

Inception Date:

December 30, 2015

Value of $10,000 since inception:

$20,790

Benchmark Index:

Morningstar Canada Liquid Bond (40%)

S&P/TSX Composite (30%)

MSCI World $C- UnH (30%)

Management Fee:

0.00%

MER:

0.42%

Portfolio Manager:

National Bank Financial

Available Fund Codes:

O Series

NBC4008

Portfolio Asset Mix (% of Net Assets)

	US Equity	28.88%
	Domestic Bonds	28.82%
	Other	14.89%
	Canadian Equity	13.52%
	International Equity	10.01%
	Cash and Equivalents	2.16%
	Foreign Bonds	1.64%
	Income Trust Units	0.08%

Sector Allocation	%
Financial Services	21.65
Technology	15.98
Mutual Fund	14.83
Consumer Goods & Services	13.63
Other	8.35
Healthcare	5.52
Telecommunications	5.50
Exchange Traded Fund	5.04
Industrial Goods & Services	4.32
Basic Materials	3.95
Energy	0.83
Real Estate	0.21
Utilities	0.19

Dividend Yield (Trailing Yield)

1.81

Top Holdings	%
Fonds VP Alphafixe revenu fixe	11.51
iShares Core Canadian Universe Bond Idx ETF (XBB)	5.00
iShares Core S&P/TSX Capped Composit Idx ETF (XIC)	4.05
Mackenzie GQE International Equity ETF (MIQE)	3.40
BMO Government Bond Index ETF (ZGB)	3.37
Apple Inc	1.90
SPDR Gold Shares ETF (GLD)	1.86
Meta Platforms Inc - GDR	1.62
Home Depot Inc - GDR	1.61
PIMCO Monthly Enhanced Income Fund - Units Cl	1.58
Total of Top Holdings of the Fund (% of Net Assets):	35.90
Total Number of Securities Held:	123

Calendar Returns (%)

YTD	2024	2023	2022	2021	2020	2019
9.18	18.37	13.97	-13.07	10.57	11.49	18.24

Annualized Returns (%)

1 M	3 M	6 M	1 Y	3 Y	5 Y	10 Y	Incp.
1.30	6.16	11.07	11.50	13.79	8.87	-	7.72

Disclosure

NBI Mutual Funds (the “Funds”) are offered by National Bank Investments Inc. an indirect wholly owned subsidiary of National Bank of Canada and sold by authorized dealers. Commissions, trailing commissions, management fees and expenses all may be associated with investments in the Funds. Please read the prospectus of the Funds before investing. The indicated rates of return are the historical annual compounded total returns which include changes in the value of securities and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The Funds’ securities are not insured by the Canada Deposit Insurance Corporation or by any other government deposit insurer. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of the investment in a fund will be returned. The Funds are not guaranteed, their values change frequently and past performance may not be repeated.